Finance (Divido)

Buy Now and Pay Later On MINI Parts with Lohen

How it works-large

  Large stocks

  Next day delivery on everything

  Free postage over £75

  0% Intrest over 6 months

  Low rates of just 12.9%

Lohen are delighted to offer finance options for our MINI customers who would like to spread the cost monthly.

Whether you buy in-store or online you can choose from a flexible range of repayment terms such as 0% over 6 months through our partner Divido –

The application process is simple, takes around 5 minutes for you to complete, is carried out online and you will receive a decision made within 30 seconds of completion.

In case you decide to take advantage of our instalment plans, here’s a quick guide to everything you’ll need to know.

Finance Example

Whether you’ve been coveting one of our lovely exhausts, induction kit, or a new set of OZ wheels why not make budgeting for it a little more flexible.

For example, you could purchase this set of Nitron coilovers costing £2700 using one of the following options:

10% deposit £270 and credit arranged on the balance of £2430

£405 per month for 6 months at 0% Interest – total payable £2700


£216.13 per month for 12 months at 12.9% Interest – total payable £2863.56

Finance FAQ

  • You must be over 18 years of age
  • You must be a UK resident with at least 3 years continual address history
  • You must be in full time employment, unless retired or a house-person with a spouse in full time employment
  • You must have a UK bank account capable of accepting Direct Debits
  • The goods must be delivered to your home address

Please use the built-in calculator on the product page to calculate your repayments and interest fees.

Yes, a minimum 10% deposit will need to be paid upon acceptance.

Any deposit you want to put down will be taken upon ordering and our monthly repayments will begin two weeks after your items have been delivered.

A credit check will be carried out to evaluate whether you can be approved for a loan. The approval process will be based on your credit score, if declined, your credit score will be negatively affected.

Credit scoring is the process used by financial services companies to evaluate the credit risk of new applicants. This technique will be applied to your application for online finance. Credit scoring works by awarding points for each answer given on the application form such as age, income and occupation, together with information obtained from credit reference agencies. This information allows us to produce consistent decisions, ensuring all our applicants are treated fairly. The credit scoring process does not discriminate on the grounds of sex, race, religion or disability.

In addition to credit scoring, we also take into account confirmation of your identity, validation of certain application details, existing commitments and information held at the credit reference agencies. Though we are unable to provide you with the reasons for the decline of your application, it is usually based on a combination of the following:

  • Your credit score
  • Any adverse credit reference agency information
  • You are considered to be financially overcommitted
  • You are aged under 18
  • Your existing account performance with other lenders

Providing products are in stock and your application has been approved, your goods should be dispatched within 24 hours of us receiving your order.

No. In order to safeguard against fraudulent applications, we regret that we're able only to deliver goods to the home address of the applicant.

As we only start the instalment plan after the 14 day returns period has passed, you will not be charged until we know you'll be keeping the item.

Divido Financial Services Limited (‘Divido’) is authorised and regulated by the Financial Conduct Authority. For more information, please visit For any queries about your credit agreement, contact them on 020 3773 9510.

Lohen Ltd is authorised and regulated by the Financial Conduct Authority (number: 739591) to offer longer-term payment plans with interest charged.

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